It’s possible to divide welfare benefits into two categories:
- Means-tested benefits
- Non-means tested benefits
Being a student does not in itself affect entitlement to some non means-tested
benefits such as Incapacity Benefit, Retirement Pension, Disability Living
Allowance, Child Benefit, Severe Disablement Allowance and Widows Benefit.
For further information, please contact the Money Adviser.
In General, most full-time undergraduate students are unable to claim
means-tested benefits such as Income Support, Jobseekers Allowance and
Housing Benefit for the duration of their course, including vacations.
But there are exceptions to this rule. Exceptions include:
- Lone parents: If you are a lone parent of a child under 10 (under 7 from October 2010)
- Students with disabilities (If you qualify for a disability premium or
severe disability premium, if you have been incapable of work for 28 weeks
or if you get DSA because of deafness)
- Couples who are both full-time students with dependant children
- Students of pension age
If you are eligible under one of these qualifying categories you may
be able to claim Child Tax Credits, Income Support, Jobseekers Allowance,
Housing Benefit and Council Tax Benefit, although entitlement may change
during the academic year. Working Tax Credit may also be available to
a student (or partner) with dependant children if in paid work for at
least 16 hours a week. Couples with dependent children have to be in paid
work of 16 hours each totalling a minimum of 32 hours per week.
Please note that if you are eligible for means-tested benefits, the
Benefit Agency will take account any income you receive through grants
or loans under the main student support arrangements. If you are eligible
for a Maintenance Loan, the Benefit Agency will take account of the money
available to you whether or not you take it out. If your partner is eligible
for benefits, the Benefits Agency will take account of your student income
in the same way in calculating his or her benefits. However, Tuition Fee
Loan, Special Support Grant, the Childcare Grant and the Parental Learning
Allowance are all disregarded for benefit purposes in full. They also
disregard an amount from your Maintenance Loan for travel costs and books
and equipments.
If you are eligible for means tested benefits under one of the
qualifying categories above and you are an undergraduate student, make
sure you receive the Special Support Grant and not the Maintenance Grant
or Assembly Learning Grant from your LA. The Special Support Grant is
completely disregarded for means tested benefit purposes but the Maintenance
Grant and the Assembly Learning Grant is taken into account in full as
income.
If you are claiming means-tested benefit before you start your course
you must inform the office that pays your benefit that you are a student
and declare your student income. Failing to do so could mean that you
will be overpaid benefits, which they will recover from you during your
time at university. Living on a student income is difficult enough without
having to repay benefit overpayments.
There is no Council Tax liability for all full time students since April
2004. In order to be exempt from paying Council Tax you will need to send
a copy of your attendance certificate to the council. You can get your
attendance certificate from Student Records.
For further information regarding benefit entitlements contact the office
who pays your benefit, the Student Money Advisor or The
Students’ Union Advice Centre.