John Ashton is Professor in Banking at Bangor Business School, Bangor University. Having previously worked at the University of Leeds, the University of East Anglia and Bournemouth University. John is the Chair of the Financial Markets and Institutions Special Interest Group for the British Accounting and Finance Association (BAFA). John also serves on the BAFA executive.  Prof. Ashton is the Editor of the Journal of Financial Regulation and Compliance and has been a member of the Centre for Competition Policy (University of East Anglia) and the International Institute for Banking and Financial Services (University of Leeds). John is also a Fellow of the Chartered Institute of Bankers in Scotland, is a member of the academic panel of the Competition and Markets Authority and has undertaken policy guidance and training for the UK financial regulator. Professor Ashtons’ academic interests have focused on pricing within banking, insurance and utility markets.

Division: Financial Studies, Bangor Business School.

Location: Room 1.01, Hen Goleg

Telephone: 01248 38 8193

Email: j.ashton@bangor.ac.uk

Professor John Ashton is a Professor of Banking at Bangor University. John’s research focuses on financial and economic regulation and the pricing of financial services. John is an academic panel member of the UK Competition and Markets Authority, is a Chartered Banking Fellow, is the Editor of the Journal of Financial Regulation and Compliance, has undertaken training for the Financial Conduct Authority and has made contributions to a diversity of policy fora in the UK and Europe in areas of financial regulation and payment systems. In addition to research work John chairs the Financial Markets and Institutions group for the British Accounting and Finance Association. Prior to his Academic career John worked in the Insurance sector.

Academic Roles in Bangor Business School

• Postgraduate and undergraduate teaching, research and supervision

Qualifications

• Senior HEA Fellow 
• Elected Honorary Fellow of the Institute of Chartered Bankers of Scotland (2016)
• PhD, Bournemouth University
• MSc Economics, Portsmouth University
• BSc(Econ), University College Swansea

Example Impact from Research - Constraining the Loyalty Penalty and Product Complexity in Financial Services Markets

Teaching

• ASB-4446 - Financial Ethics and Regulation
• ASB-9036 - Financial Services Compliance
• Study Skills for MBA students - a non-assessed module 
• Nigerian Banking in Context - a non-assessed module.

John Ashton has over 40 refereed academic publications published on topics ranging from regulation of financial and utility markets, pricing and competition policy and the operation of financial services markets. John was appointed at Bangor Business School in May 2010, having formerly worked at the University of Leeds, the University of East Anglia and Bournemouth University. John was a founder member of the ESRC Centre for Competition Policy at the University of East Anglia, and has been a member of the International Institute for Banking and Financial Services at the University of Leeds. John is currently appointed to the academic panel of the Competition and Markets Authority and has previously undertaken training for the Financial Conduct Authority. John has been editor in chief of the Journal of Financial Regulation and Compliance for a number of years. 

Example Impact from Research - the Loyalty Penalty and Product Complexity in Financial Services

Academic Prizes

• Winner Outstanding Paper Award: Journal of Applied Accounting Research  2018 (with Steve O'Callaghan)
• Winner ‘Best Paper’ Award International Journal of the Economics of Business. 2013.
• Winner Outstanding Paper Award: Journal of Financial Regulation and Compliance 2007 (with Laura Costanzo)

Other indicators of the impact of research

I attempt to disseminate my research findings as widely as possible. To date, I have been interviewed for the financial, scientific and national press, national (Radio 4, BBC Radio Wales) and local radio (BBC Radio Ulster) and have had research work reported in a diverse assortment of media publications ranging from the Times Higher Educational Supplement, The Daily Mail, The Financial Times, The Times, the BBC and the Daily Star. I have also been involved with a range of policy related activities and advisory roles for institutions in the UK and internationally including DG SANCO and the UK Payments Taskforce. 

I am happy to supervise research students. My research focuses on the following areas: 

• Conduct of business regulation,
• Pricing (particularly in the context of financial institutions)
• Financial Regulation

2022

• Accepted/In pressRealizing Gender Diversity on Corporate Boards
  Kang, W., Ashton, J., Orujov, A. & Wang, Y., 3 Oct 2022, (Accepted/In press) In: International Journal of the Economics of Business.
  Research output: Contribution to journal › Article › peer-review
• UnpublishedRealizing Gender Diversity on Corporate Boards: An Assessment of Global Policy Measures
  Orujov, A., Ashton, J., Kang, W. & Wang, Y., 2022, (Unpublished).
  Research output: Working paper

2021

• PublishedIs the Journey More Important than the Destination? EU Accession and Corporate Governance and Performance of Banks
  Onal, M. M. & Ashton, J., Nov 2021, In: Journal of Common Market Studies. 59, 6, p. 1516-1535 23 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedKnown unknowns: How much financial misconduct is detected and deterred?  
  Ashton, J., Burnett, T., Diaz Rainey, I. & Ormosi, P., Sep 2021, In: Journal of International Financial Markets, Institutions and Money. 74, 101389.
  Research output: Contribution to journal › Article › peer-review
• UnpublishedSupply or Demand? An Investigation into the Causes of Gender Inequality in Corporate Boards
  Orujov, A., Ashton, J. & Kang, W., 2021, (Unpublished).
  Research output: Working paper

2019

• PublishedDoes mutual fund investment influence accounting fraud?
  Wang, Y., Ashton, J. & Jaafar, A., Mar 2019, In: Emerging Markets Review. 38, March, p. 142-158
  Research output: Contribution to journal › Article › peer-review
• PublishedMoney shouts! How effective are punishments for accounting fraud?
  Wang, Y., Ashton, J. K. & Jaafar, A., 30 Sep 2019, In: British Accounting Review. 51, 5, 100824.
  Research output: Contribution to journal › Article › peer-review

2018

• PublishedEarnings management and managerial ownership in private firms.
  O'Callaghan, S., Ashton, J. & Hodgkinson, L., 2018, In: Journal of Applied Accounting Research. 19, 4, p. 648-668
  Research output: Contribution to journal › Article › peer-review

2017

• PublishedDoes an overdraft facility influence the customer costs of using a personal current account?
  Ashton, J. & Gregoriou, A., Jan 2017, In: International Journal of the Economics of Business. 24, 1, p. 1-26
  Research output: Contribution to journal › Article › peer-review
• PublishedInsurance Behaviour and Society
  Ranyard, R., Ashton, J. & Hebenton, B., 1 Aug 2017, Economic Psychology. Ranyard, R. (ed.). Chichester: Wiley-Blackwell, p. 452-467 16 p. 28
  Research output: Chapter in Book/Report/Conference proceeding › Chapter
• PublishedThe price, quality and distribution of mortgage payment protection insurance: A hedonic pricing approach
  Ashton, J. & Hudson, R. S., Mar 2017, In: British Accounting Review. 49, 2, p. 242-255 14 p.
  Research output: Contribution to journal › Article › peer-review

2016

• PublishedAdd-on goods, contingent services and product bundling: How behavioural economics has affected the regulation of Overdraft and Payment Protection Insurance markets
  Ashton, J. K., Jul 2016, In: Review of Behavioural Finance. 8, 2
  Research output: Contribution to journal › Article › peer-review
• PublishedRebuilding trust, empowering markets and enhancing consumer responsibility: Challenges facing financial regulation and compliance
  Ashton, J. K., 1 Jan 2016, In: Journal of Financial Regulation and Compliance. 24, 1
  Research output: Contribution to journal › Editorial › peer-review
• PublishedThe relative influence of price and non-price factors on short-term retail deposit quantities?
  Ashton, J. K., Gregoriou, A. & Healy, J. V., 2016, In: European Journal of Finance.
  Research output: Contribution to journal › Article › peer-review

2015

• PublishedBoard leadership structure for Chinese public listed companies
  Yu, M. & Ashton, J. K., 27 Jan 2015, In: China Economic Review. 34, p. 236-248
  Research output: Contribution to journal › Article › peer-review
• PublishedInvestment inefficiency and the adoption of eco-innovations: The case of household energy efficiency technologies
  Diaz-Rainey, I. & Ashton, J. K., 23 Mar 2015, In: Energy Policy. 82, p. 105-117
  Research output: Contribution to journal › Article › peer-review

2014

• PublishedDo Lenders Cross-Subsidise Loans by Selling Payment Protection Insurance?
  Ashton, J. K. & Hudson, R., 6 Feb 2014, In: International Journal of the Economics of Business. 21, 1, p. 121-138
  Research output: Contribution to journal › Article › peer-review
• PublishedThe Influence of Banking Centralization on Depositors: Regional Heterogeneities in the Transmission of Monetary Policy
  Ashton, J. K. & Gregoriou, A., 2 Sep 2014, In: Regional Studies. 48, 9, p. 1467-1482
  Research output: Contribution to journal › Article › peer-review
• PublishedThe influence of product age on pricing decisions: An examination of bank deposit interest rate setting
  Anderson, R. D., Ashton, J. K. & Hudson, R. S., 3 Apr 2014, In: Journal of International Financial Markets, Institutions and Money. 31, p. 216-230
  Research output: Contribution to journal › Article › peer-review
• PublishedThe scale and scope of financial mis-selling
  Ashton, J., 3 Dec 2014, The Routledge Companion to Financial Services Marketing. Harrison, T. & Estelami, H. (eds.). New York: Routledge, Vol. 1. p. 439-453 14 p. (Routledge Companions in Business, Management and Accounting).
  Research output: Chapter in Book/Report/Conference proceeding › Chapter › peer-review

2013

• PublishedHow much does ‘free banking’ cost? An assessment of the costs of using UK personal current accounts
  Ashton, J. & Hudson, R., 2013, Friends Provident Foundation.
  Research output: Book/Report › Other report

2012

• PublishedDo Depositors Benefit from Bank Mergers? An Examination of the UK Deposit Market
  Ashton, J. K., 19 Jan 2012, In: International Journal of the Economics of Business. 19, 1, p. 1-23
  Research output: Contribution to journal › Article › peer-review
• PublishedThe Mis-selling of Payments Protection Insurnance in Mortgage and Unsecured Lending Markets
  Ashton, J., 15 May 2012, Bank Behaviour in Modern Banking. de Guevara, J. F. & Pastor Monsálvez, J. (eds.). Basingstoke: Palgrave Macmillan, p. 8-33 26 p. (Palgrave Macmillan Studies in Banking and Financial Institutions).
  Research output: Chapter in Book/Report/Conference proceeding › Chapter › peer-review

2011

• PublishedDo national soccer results really impact on the stock market?
  Ashton, J. K., Gerrard, B. & Hudson, R., 2011, In: Applied Economics. 46, 26, p. 3709-3717
  Research output: Contribution to journal › Article › peer-review
• PublishedProfiling Potential Green Electricity Tariff Adopters: Green Consumerism as an Environmental Policy Tool?
  Diaz-Rainey, I. & Ashton, J. K., 1 Nov 2011, In: Business Strategy and the Environment. 20, 7, p. 456-470
  Research output: Contribution to journal › Article › peer-review
• PublishedThe financial regulation of energy and environmental markets
  Diaz-Rainey, I., Siems, M. & Ashton, J. K., 1 Oct 2011, In: Journal of Financial Regulation and Compliance. 19, 4, p. 355-369
  Research output: Contribution to journal › Article › peer-review
• PublishedThe regulatory challenge to branding: An interpretation of UK competition authority investigations 1950–2007
  Ashton, J. K. & Pressey, A., 19 Apr 2011, In: Journal of Marketing Management. 27, 9-10, p. 1027-1058
  Research output: Contribution to journal › Article › peer-review

2010

• PublishedDecision avoidance and Deposit Interest Rate Setting.
  Ashton, J. K., Hudson, R. & Anderson, R., 1 Jan 2010.
  Research output: Contribution to conference › Paper
• PublishedPricing Credit Insurance: Are Customers Exploited in the UK payment protection insurance market?
  Ashton, J. K. & Hudson, R., 1 Jan 2010.
  Research output: Contribution to conference › Paper

2009

• PublishedDoes the United Kingdom have regional banking markets? An assessment of UK deposit provision 1992-2006
  Ashton, J. K., 1 Jul 2009, In: Applied Economics Letters. 16, 11, p. 1123-1128
  Research output: Contribution to journal › Article › peer-review
• PublishedPricing Credit Insurance: Are Customers Exploited in the UK payment protection insurance market?
  Ashton, J. K. & Hudson, R., 1 Mar 2009.
  Research output: Contribution to conference › Paper
• PublishedPricing Credit Insurance: Are Customers Exploited in the UK payment protection insurance market?
  Ashton, J. K. & Hudson, R., 1 Jan 2009.
  Research output: Contribution to conference › Paper
• PublishedPricing Credit Insurance: Are Customers Exploited in the UK payment protection insurance market?
  Ashton, J. K. & Hudson, R., 1 Jan 2009.
  Research output: Contribution to conference › Paper
• PublishedPricing Credit Insurance: Are Customers Exploited in the UK payment protection insurance market?
  Ashton, J. K. & Hudson, R., 1 Jan 2009.
  Research output: Contribution to conference › Paper
• PublishedPricing Credit Insurance: Are Customers Exploited in the UK payment protection insurance market?
  Ashton, J. K. & Hudson, R., 1 Jan 2009.
  Research output: Contribution to conference › Paper
• PublishedSynchronisation and staggering of interest rate change by UK financial services firms
  Ashton, J. K., 22 Jan 2009, In: International Review of Applied Economics. 23, 1, p. 55-69
  Research output: Contribution to journal › Article › peer-review
• PublishedThe antitrust implications of electronic business-to-business marketplaces
  Pressey, A. D. & Ashton, J. K., 1 May 2009, In: Industrial Marketing Management. 38, 4, p. 468-476
  Research output: Contribution to journal › Article › peer-review

2008

• PublishedDeveloping a financial services planning profession in the UK: An examination of past and present developments
  Gaskell, J. & Ashton, J. K., 1 Apr 2008, In: Journal of Financial Regulation and Compliance. 16, 2, p. 159 - 172
  Research output: Contribution to journal › Article › peer-review
• PublishedInterest rate clustering in UK financial services markets.
  Ashton, J. K. & Hudson, R. S., 1 Jul 2008, In: Journal of Banking and Finance. 32, 7, p. 1393-1403
  Research output: Contribution to journal › Article › peer-review
• PublishedRegulatory perceptions of marketing: interpreting UK competition authority investigations from 1950 to 2005.
  Ashton, J. K. & Pressey, A., 1 Sep 2008, In: Journal of Public Policy and Marketing. 27, 2, p. 156-164
  Research output: Contribution to journal › Article › peer-review
• PublishedStuck between a ROC and a hard place? Barriers to the take up of green energy in the UK
  Diaz-Rainey, I. A. & Ashton, J. K., 1 Aug 2008, In: Energy Policy. 36, 8, p. 3053–3061
  Research output: Contribution to journal › Article › peer-review

2006

• PublishedProduct Innovation and Consumer Choice in the UK Financial Services Industry
  Costanzo, L. & Ashton, J., 2006, In: Journal of Financial Regulation and Compliance. 14, 3, p. 285-303 19 p.
  Research output: Contribution to journal › Article › peer-review

2005

• PublishedCompetition and the Provision of Banking Services to UK SMEs
  Ashton, J. & Keasey, K., Jun 2005, In: Small Business Economics . 24, 5, p. 477-485
  Research output: Contribution to journal › Article › peer-review

2004

• PublishedConversion, Performance and Executive Compensation in UK Building Societies
  Shiwakoti, R., Ashton, J. & Keasey, K., 15 Jun 2004, In: Corporate Governance: An International Review. 12, 3, p. 361-370 10 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedThe Regulatory Challenge to Relationship Marketing in UK Banking
  Ashton, J. & Pressey, A., 2004, In: International Journal of Bank Marketing. 22, 6, p. 453-464
  Research output: Contribution to journal › Article › peer-review

2003

• PublishedCapital utilisation and scale in the English and Welsh water industry
  Ashton, J., Mar 2003, In: Service Industries Journal . 23, 5, p. 137-149 13 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedLending Decision Making and the Competition Commission Report on the Provision of Banking Services to Small Firms
  Ashton, J. & Keasey, K., 1 Jan 2003, In: Journal of Financial Regulation and Compliance. 11, 1, p. 26-36 11 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedThe Differential Returns Offered by Mutually Owned and Proprietary UK Depository Institutions: 1993-2000
  Ashton, J. & Letza, S., 18 Jun 2003, In: Annals of Public and Cooperative Economics. 74, 2, p. 183-204 22 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedThe Economic Impact of National Sporting success: Evidence from the London Stock Exchange
  Ashton, J., Hudson, R. S. & Gerrard, B., 1 Jan 2003, In: Applied Economics Letters. 10, 12, p. 783-785 3 p.
  Research output: Contribution to journal › Article › peer-review

2002

• PublishedCruickshank’s Recommendations as to the future of the UK payment system
  Ashton, J. & Boyes, G., 2002, In: Journal of Financial Regulation and Compliance. 10, 3, p. 209-218 10 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedHow reliable are the recommendations of the Cruickshank Report? An assessment of market definition in UK competition analysis of retail banking markets
  Ashton, J., Mar 2002, In: Journal of Financial Regulation and Compliance. 10, 1, p. 15-21 7 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedResearch Note : Pricing Behaviour Across Multiple Distribution Channels in the UK Deposit Account Market: 1997-2001
  Ashton, J., 1 Jan 2002, In: The International Review of Retail, Distribution and Consumer Research. 12, 4, p. 449-456
  Research output: Contribution to journal › Article › peer-review

2001

• PublishedA Test of Perfect Competition in the UK Retail-Banking Deposit Market
  Ashton, J., Apr 2001, In: Service Industries Journal . 21, 4, p. 119-132 14 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedCost Efficiency Characteristics of British Retail Banks
  Ashton, J., 2001, In: Service Industries Journal . 21, 2, p. 159-174
  Research output: Contribution to journal › Article › peer-review
• PublishedMarket Definition in the UK Deposit Savings Account Market
  Ashton, J., 2001, In: Regional Studies. 35, 6, p. 577-584
  Research output: Contribution to journal › Article › peer-review

2000

• PublishedA General Test of Competitive Conditions in UK Building Societies: 1990-95
  Ashton, J., 1 Jan 2000, In: Service Industries Journal . 20, 1, p. 87-95 9 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedCost efficiency in the UK water and sewerage industry
  Ashton, J., Jul 2000, In: Applied Economics Letters. 7, 7, p. 455-458 4 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedEstimating Inefficiencies in Banking: A survey
  Ashton, J. & Hardwick, P., 1 Jan 2000, In: The Journal of Interdisciplinary Economics. 11, p. 1-33 34 p.
  Research output: Contribution to journal › Article › peer-review
• PublishedTotal factor productivity growth and Technical change in the English and Welsh water and sewerage industry
  Ashton, J., Oct 2000, In: Service Industries Journal . 20, 4, p. 121-130 10 p.
  Research output: Contribution to journal › Article › peer-review

1998

• PublishedTechnical change in the UK retail banking sector: 1984-1995
  Ashton, J., Dec 1998, In: Applied Economics Letters. 5, 12, p. 737-740 4 p.
  Research output: Contribution to journal › Article › peer-review

2021

• Italian research assessment exercise - external international referee role.

  Italian research assessment exercise - external international referee role.

  1 Jun 2021 – 31 Dec 2021

  Activity: Types of External academic engagement - Contribution to the work of national or international committees and working groups (Contributor)

2020

• Community Junction Advisory Group (Event)

  Appointed to the Advisory Group for the development of a new Community Bank within Wales. Community Junction Advisory Group

  15 Sep 2020 →

  Activity: Membership of board (Member)

2019

• A response to a consultation on Access to Banking in Wales.

  Provided a response to a consultation on Access to Banking in Wales. http://senedd.assembly.wales/mgConsultationDisplay.aspx?id=354&RPID=1516759536&cp=yes

  10 Apr 2019 – 17 May 2019

  Links:

  • http://senedd.assembly.wales/mgConsultationDisplay.aspx?id=354&RPID=1516759536&cp=yes
  Activity: Types of External academic engagement - Contribution to the work of national or international committees and working groups (Contributor)
• Chair of the Financial Markets and Institution Special Interest Group - British Accounting and Finance Association (BAFA). Elevated to the Executive of the BAFA

  Elected Chair of the Financial Markets and Institution Special Interest Group - British Accounting and Finance Association. (BAFA). Elevated to the Executive of the BAFA .

  26 Mar 2019

  Activity: Types of External academic engagement - Contribution to the work of national or international committees and working groups (Contributor)
• Has the financial regulatory environment improved in the UK? A Capture-Recapture approach to measure detection and deterrence

  A staff seminar at SKEMA Business School, Lille, France. Broadcast live to multiple sites used by Skema Business School across Europe.

  14 Jan 2019

  Activity: Invited talk (Speaker)

2018

• Evaluation Paper 18/3: An evaluation of reducing barriers to entry into the UK banking sector

  Contribution to and guidance on an evaluation paper for the Financial Conduct Authority

  1 Dec 2018

  Links:

  • https://www.fca.org.uk/publication/corporate/ep18-3.pdf
  Activity: Types of External academic engagement - Contribution to the work of national or international committees and working groups (Contributor)
• in Technical Annex to Evaluation Paper 18/3

  Past academic work cited in the Technical Annex to Evaluation Paper 18/3. Part of a FCA evaluation paper.

  1 Dec 2018

  Links:

  • https://www.fca.org.uk/publication/corporate/ep18-3-annex.pdf
  Activity: Types of External academic engagement - Contribution to the work of national or international committees and working groups (Contributor)
• Has the financial regulatory environment improved in the UK? A Capture-Recapture approach to measure detection and deterrence

  Staff Seminar at University of Liverpool Accounting and Finance department.

  19 Oct 2018

  Activity: Invited talk (Speaker)
• Has the financial regulatory environment improved in the UK? A Capture-Recapture approach to measure detection and deterrence

  Staff Seminar at the ESRC Centre for Competition Policy

  28 Sep 2018

  Activity: Invited talk (Speaker)
• Deposit Choice, Price and Costs: An assessment of factors influencing retail deposit supply

  Invited Speaker

  12 Sep 2018

  Activity: Invited talk (Speaker)
• International Accounting and Finance Doctoral Symposium

  International Accounting and Finance Doctoral Symposium - Organiser and host - at Bangor University. Attendance by faculty and doctoral students from many leading UK, European, Australian and Chinese Universities.

  11 Jun 2018 – 13 Jun 2018

  Activity: Participation in conference (Organiser)
• Policy Evaluation - Financial Conduct Authority

  Policy evaluation role

  1 May 2018 – 30 Jun 2018

  Activity: Consultancy (Consultant)

2017

• Competition and Markets Authority

  Academic Panel Meeting

  11 Dec 2017

  Activity: Visiting an external academic institution (Visiting researcher)
• Invited Speaker Cardiff University

  Invited speaker at the Economics department - paper title - "Has the financial regulatory environment improved in the UK? Capture-Recapture approach to estimate detection and deterrence".

  24 Nov 2017

  Activity: Invited talk (Speaker)
• Professional Education in Banking Conference

  9 Nov 2017

  Activity: Participation in workshop, seminar, course (Invited speaker)
• Policy responses to the Great Financial Crisis: one day conference at St Antony’s College, University of Oxford.

  17 Sep 2017

  Links:

  • http://www.emeraldgrouppublishing.com/promo/great-financial-crisis.htm
  Activity: Participation in conference (Organiser)
• BAFA Northern Area Group

  Conference organizer

  14 Sep 2017

  Activity: Participation in conference (Organiser)
• Reviewing for the Financial Conduct Authority occasional paper series

  Reviewing for the FCA occasional paper series

  1 May 2017 – 15 May 2017

  Activity: Consultancy (Consultant)
• World Conference of Banking Institutes

  24 Apr 2017 – 28 Apr 2017

  Activity: Participation in conference (Invited speaker)

2016

• Training Lead for 'Economics of Retail Banking'

  Training Lead for 'Economics of Retail Banking'. A course for New FCA staff.

  12 Dec 2016

  Activity: Types of Business and Community - Joint or sponsored appointments or secondments with industry or commerce (Host)
• Training for the Financial Conduct Authority

  Training for the Financial Conduct Authority new doctoral intake of economists. Training as to the Microeconomics of Retail Banking

  12 Dec 2016

  Activity: Consultancy (Consultant)
• Member of the Stakeholder group

  Financial Services Degree Level Apprenticeship Trailblazer Stakeholder Development Group, Hosted by BPP London. Member of the Stakeholder group.

  Dec 2016

  Activity: Types of Business and Community - Membership of public/government advisory/policy group or panel (Member)
• Academic Panel Member

  Sep 2016

  Activity: Types of External academic engagement - Contribution to the work of national or international committees and working groups (Member)
• 'High price' for the lost savings habit’ BBC News Website. (personal finance)

  July 2016 BBC News Website. (personal finance) including coverage of past academic work in a BBC investigation of the UK deposit accounts 'High price' for the lost savings habit’ by Kevin Peachey. Published 22nd July. http://www.bbc.co.uk/news/business-36846924

  31 Jul 2016

  Links:

  • http://www.bbc.co.uk/news/business-36846924
  Activity: Types of Public engagement and outreach - Media article or participation (Contributor)
• 'High price' for the lost savings habit’

  July 2016 BBC News Website. (personal finance) including coverage of past academic work in a BBC investigation of the UK deposit accounts 'High price' for the lost savings habit’ by Kevin Peachey. Published 22nd July.

  22 Jul 2016

  Links:

  • http://www.bbc.co.uk/news/business-36846924
  Activity: Types of Public engagement and outreach - Festival/Exhibition (Contributor)
• Ivan Diaz Rainey

  19 Jun 2016 – 13 Jul 2016

  Activity: Hosting an academic visitor (Host)
• Panel Member

  Panel Member, Professional Education in Banking Conference. Cass Business School, London. Representatives from other UK universities, banks and the professional bodies.

  May 2016

  Activity: Types of Business and Community - CPD delivery/organisation of courses for externals (in kind) (Member)
• Getting the most from your current account (BBC Personal Finance)

  Contribution to the BBC Better Banker series of articles.

  3 Mar 2016

  Links:

  • http://www.bbc.co.uk/news/business-35384755
  Activity: Types of Public engagement and outreach - Media article or participation (Interviewee)
• Getting the most from your current account

  BBC News website story (personal finance) including coverage of past work as part of the BBC investigation into the Personal Current account market. 3rd March 2016 by Kevin Peachey

  2 Mar 2016

  Links:

  • http://www.bbc.co.uk/news/business-35384755
  Activity: Types of Public engagement and outreach - Media article or participation (Contributor)
• Unpicking the current account banking 'con-trick

  News website stories (personal finance) including coverage of past work as part of the BBC investigation into the Personal Current account market. 2nd March 2016 by Kevin Peachey

  2 Mar 2016

  Links:

  • http://www.bbc.co.uk/news/business-35373929
  Activity: Types of Public engagement and outreach - Media article or participation (Contributor)
• Unpicking the current account banking 'con-trick'

  Coverage of research of the UK Personal Current Account Market

  2 Mar 2016

  Links:

  • http://www.bbc.co.uk/news/business-35373929
  Activity: Types of Public engagement and outreach - Media article or participation (Interviewee)

2015

• CPD event contributor

  Chartered Banker Round Table, Making the transition – banks prepare for the new accountability regime, London. Panel member with senior representatives from financial institutions, law firms, the Prudential Regulation Authority and appropriate trade associations.

  2015

  Activity: Types of Business and Community - CPD delivery/organisation of courses for externals (in kind) (Contributor)

2014

• Research symposium on financial mutuals,

  30 Apr 2014

  Activity: Participation in workshop, seminar, course (Invited speaker)

2011

• “The Influence of Product Age on Pricing Decisions: An Examination of Bank Deposit Interest Rate Setting

  Building Societies Association Research symposium (2017). “The Influence of Product Age on Pricing Decisions: An Examination of Bank Deposit Interest Rate Setting”, 11th April, SOAS, London.

  30 Apr 2011

  Activity: Invited talk (Speaker)

2005

• Journal of Financial Regulation and Compliance (Journal)

  Editor in Chief

  31 Jul 2005

  Activity: Editorial activity (Editor)

• Costing current account payment services

  01/01/2012 – 30/09/2013 (Finished)

John is Editor in Chief of the Journal of Financial Regulation and Compliance. John is the Chair of the Financial Markets and Institutions Special Interest Group for the British Accounting and Finance Association (BAFA). John also serves on the BAFA executive.