Module ASB-4402:
Bank Financial Management

Module Facts

Run by Bangor Business School

15.000 Credits or 7.500 ECTS Credits

Semester 2

Organiser: Prof Yener Altunbas

Overall aims and purpose

To provide a grounding in the nature, strategic context and managerial functions of financial management in banks, and other financial services firms. This module covers the current and developing financial sector environment; main financial management functions of the financial firm; asset and liability management; risk management; capital adequacy, capital allocation and VAR (value at risk) modelling; the lending function.

Course content

External and internal drivers that shape bank financial management; Financial and performance analysis; Asset and liability management; Lending and securitisation; Risk and capital adequacy; Capital allocation and VAR (Value-At-Risk) modelling; Current issues in bank financial management.

Assessment Criteria

threshold

Display a basic appreciation of the internal and external drivers of bank financial management (BFM); understand the basic concepts, theories and practical techniques of BFM; demonstrate the main risk and return trade-offs inherent in BFM and appreciate their impact on bank value.

good

Display a good understanding of the internal and external drivers of BFM and be able to set up and discuss authoritatively several different scenarios; have a solid grasp of the practical techniques of BFM and be able to reason independently of rote/textbook learning; demonstrate a sound understanding of the different bank valuation models and their practical context.

excellent

Demonstrate a rigorous and questioning appreciation of the external and internal drivers of BFM; have a rigorous and insightful appreciation of practical mainstream corporate finance and broader bank strategy; be able to evaluate critically the different bank valuation models, the trade-offs between them and how market forces and finance research are shaping the convergence of different models.

Learning outcomes

  1. Appreciate the nature, strategic context and managerial functions of practical financial management in banks and similar financial service firms.

  2. Understand how bank financial management contributes towards meeting a bank's strategic and related objectives.

  3. Apply the skills and practical competences needed for high-level financial management in banking.

  4. Understand contemporary problems and issues that bear on bank financial management.

  5. Develop a suitable analytical framework from the bank financial management corpus to be capable of addressing new and contemporary issues.

Assessment Methods

Type Name Description Weight
ESSAY COURSEWORK

2,500 word report analysing a contemporary issue in banking.

 50.00
EXAM FINAL EXAM MARK

2-hour end-of-semester exam, covering the full breadth of the module syllabus.

 50.00

Teaching and Learning Strategy

Hours
Lecture

Lectures – 20 hours

 20
Tutorial

Tutorial - 10 hours

 10
 

Self study - 120: Preview recorded lectures, revise lecture, read supporting materials, regularly read Financial Times and reflect on knowledge gained.

 120

Transferable skills

  • Literacy - Proficiency in reading and writing through a variety of media
  • Numeracy - Proficiency in using numbers at appropriate levels of accuracy
  • Computer Literacy - Proficiency in using a varied range of computer software
  • Self-Management - Able to work unsupervised in an efficient, punctual and structured manner. To examine the outcomes of tasks and events, and judge levels of quality and importance
  • Exploring - Able to investigate, research and consider alternatives
  • Information retrieval - Able to access different and multiple sources of information
  • Inter-personal - Able to question, actively listen, examine given answers and interact sensitevely with others
  • Critical analysis & Problem Solving - Able to deconstruct and analyse problems or complex situations. To find solutions to problems through analyses and exploration of all possibilities using appropriate methods, rescources and creativity.
  • Safety-Consciousness - Having an awareness of your immediate environment, and confidence in adhering to health and safety regulations
  • Presentation - Able to clearly present information and explanations to an audience. Through the written or oral mode of communication accurately and concisely.
  • Teamwork - Able to constructively cooperate with others on a common task, and/or be part of a day-to-day working team
  • Mentoring - Able to support, help, guide, inspire and/or coach others
  • Caring - Showing concern for others; caring for children, people with disabilities and/or the elderly
  • Management - Able to utilise, coordinate and control resources (human, physical and/or financial)
  • Argument - Able to put forward, debate and justify an opinion or a course of action, with an individual or in a wider group setting
  • Self-awareness & Reflectivity - Having an awareness of your own strengths, weaknesses, aims and objectives. Able to regularly review, evaluate and reflect upon the performance of yourself and others
  • Leadership - Able to lead and manage, develop action plans and objectives, offer guidance and direction to others, and cope with the related pressures such authority can result in

Courses including this module