Run by Bangor Business School - (Changsha)
20.000 Credits or 10.000 ECTS Credits
Semester 1 & 2
Organiser: Ms Wendy Ashurst
Overall aims and purpose
This module examines the main theoretical and practical issues concerning banking business. In particular, the module covers the theory of the banking firm by considering all aspects of the bank’s balance sheet in addition to regulation, structural and environmental issues that affect the bank’s strategic decision-making and risk behaviour. After completing the module, students should be familiar with how to measure, manage and maximise the bank’s value and its risks, and have developed understanding of management strategies and the importance of risk management and risk culture in banking.
The content may include but will not be limited to the following topics: The special nature of the banking firm Asset and Liabilities Management (ALM) Liquidity management Capital theory, management and the regulation architecture Fundamental drivers of risks and their measurement Business models and forces of change Competition in banking Business and consumer lending Managing value at risk. Essentials of credit risk analysis Credit risk management Managing the investment portfolio
D- to D+ (40-49%): No major omissions or inaccuracies in the deployment of information/skills. Some grasp of theoretical/conceptual/practical elements. Integration of theory/practice/information present intermittently in pursuit of the assessed work's objectives.
C- to C+
C- to C+ (50-59%): Much of the relevant information and skills mostly accurately deployed. Adequate grasp of theoretical/conceptual/practical elements. Fair integration of theory/practice/information in the pursuit of the assessed work's objectives. Some evidence of the use of creative and reflective skills.
A- to A+ (70%+): Outstanding Performance. The relevant information accurately deployed. Excellent grasp of theoretical/conceptual/practice elements. Good integration of theory/practice/information in pursuit of the assessed work's objectives. Strong evidence of the use of creative and reflective skills.
B- to B+ (60-69%): Very good performance Most of the relevant information accurately deployed. Good grasp of theoretical/conceptual/practical elements. Good integration of theory/practice/information in pursuit of the assessed work's objectives. Evidence of the use of creative and reflective skills.
Examine how banks measure different risks.
Evaluate the asset-liability management (ALM) process in modern banking firms.
Discuss the main theories and practices underlying modern bank capital management.
Develop a critical understanding of the fundamental drivers of risks and risk culture in banking.
Understand how to measure, manage and maximise the bank’s value.
Evaluate the market forces, competitive conditions and regulatory requirements that are shaping bank business models and strategies as well as the banking and wider financial industry.
Appraise the main theoretical and practical issues concerning banking business.
Evaluate the processes and techniques in credit risk and liquidity management methods that banking firms use.
Teaching and Learning Strategy
To review lectures, read supporting materials, and reflect upon each topic.
|Practical classes and workshops||
Practical classes and workshops delivered through Blackboard.
One 2-hour lecture per week.
- Literacy - Proficiency in reading and writing through a variety of media
- Numeracy - Proficiency in using numbers at appropriate levels of accuracy
- Computer Literacy - Proficiency in using a varied range of computer software
- Self-Management - Able to work unsupervised in an efficient, punctual and structured manner. To examine the outcomes of tasks and events, and judge levels of quality and importance
- Exploring - Able to investigate, research and consider alternatives
- Information retrieval - Able to access different and multiple sources of information
- Inter-personal - Able to question, actively listen, examine given answers and interact sensitevely with others
- Critical analysis & Problem Solving - Able to deconstruct and analyse problems or complex situations. To find solutions to problems through analyses and exploration of all possibilities using appropriate methods, rescources and creativity.
- Presentation - Able to clearly present information and explanations to an audience. Through the written or oral mode of communication accurately and concisely.
- Teamwork - Able to constructively cooperate with others on a common task, and/or be part of a day-to-day working team
- Argument - Able to put forward, debate and justify an opinion or a course of action, with an individual or in a wider group setting
- Self-awareness & Reflectivity - Having an awareness of your own strengths, weaknesses, aims and objectives. Able to regularly review, evaluate and reflect upon the performance of yourself and others
Courses including this module
Compulsory in courses:
- N392: BSc Banking & Finance (Bangor College, China) year 3 (BSC/BFINBC)