- The European Bank Recovery and Resolution Directive: A market assessment
Pancotto, L., ap Gwilym, O. & Williams, J., Oct 2019, In : Journal of Financial Stability. 44
- Money shouts! How effective are punishments for accounting fraud?
Wang, Y., Ashton, J. K. & Jaafar, A., 30 Sep 2019, In : British Accounting Review. 51, 5, 100824.
- The effect of banks’ IT investments on the digitalization of their customers
Carbo-Valverde, S., Cuadros Solas, P. & Rodriguez Fernandez, F., 26 Sep 2019, (Accepted/In press) In : Global Policy.
- Market reactions to the implementation of the Banking Union in Europe
Pancotto, L., ap Gwilym, O. & Williams, J., 18 Sep 2019, In : European Journal of Finance.
Financial Services: Competition, Conduct, and Consumer Protection (CCC)
The Financial Services: Competition, Conduct, and Consumer Protection (CCC) research cluster draws upon Bangor’s established reputation in Banking and Finance research. In this group we consider several key issues in financial regulation:
- Why does the conduct of firms in the financial sector continue to court controversy?
- Is financial regulation and competition working in banking and financial markets?
- How is competition driving innovation in the sector? Do financial markets require intervention to facilitate or emulate effective competition, and to what extent?
- What is the future of banking?
- What is the role of corporate culture in banking and finance?
- How can we incentivise firms to act ‘fairly’? How does remuneration in the financial sector affect the decision making of managers and employees?
- Are financial markets working in the interests of consumers? Is ‘poor quality’ decision making being facilitated by firms?
The group aims to provide both credible and compelling academic output addressing these questions. Through such academic work we aim to make a significant contribution to the policy landscape.
- Competition and Strategy
- Conduct of business and prudential regulation
- Consumer Behaviour, Financial Exclusion, and Consumer Protection
- Price Discrimination.
- Efficiency and Productivity
If you would like more information about our current research projects or our cluster, please email Professor Jon Williams.