Financial Support for Full Time Undergraduate students from England - 2020/21 cohort
Tuition Fee Costs
For 2020/21, Bangor University will charge a tuition fee of £9,000 a year for full time undergraduate degree courses. Payment of tuition fees can be deferred until after you finish your studies, if you opt to take out a Tuition Fee Loan.
The Tuition Fee Loan is available regardless of family income. However, students who have previously studied at Higher Education level should contact Student Finance England to check their entitlement.
A Tuition Fee Loan has to be repaid once you leave your course and start earning more than £25,725 a year. Deductions are usually made through the PAYE tax system by your employer in the same way as tax and National Insurance contributions. You will make repayments at a rate of 9% of any amount that you earn above £25,725 a year. For further information, please visit the following website: www.studentloanrepayment.co.uk.
Alternatively, you can pay your fees whilst you study. For further information on how you can pay your tuition fees, if you choose to do so, or any other university fees such as accommodation please visit the Finance Office.
Financing your Living Costs
Maintenance Loan
The Student Finance application form is expected to be available in early February 2020. You are advised to complete the form as soon as possible so that the financial assessment is completed well before your course starts in September 2020.
Maintenance Loan Entitlement Table
Taxable Household Income |
Assessed Contribution |
Maintenance Loan - Elsewhere |
£25,000 or under |
£0.00 |
£8,944 |
£30,000 |
£0.00 |
£8,303 |
£35,000 |
£0.00 |
£7,661 |
£42,875 |
£0.00 |
£6,650 |
£50,000 |
£915 |
£5,735 |
£55,000 |
£1,557 |
£5,093 |
£60,000 |
£2,198 |
£4,452 |
£62,212 or above |
£2,482 |
£4,164 |
How and When to apply
You can apply for the Tuition Fee Loan and Maintenance Loan by completing one application form called a PN1. The form is now available.
The application form can be completed on-line or downloaded from this website www.gov.uk/student-finance.
Previous Study
If you have studied a higher education course in the past, your entitlement to tuition fee loan and maintenance loan may be affected. Contact Student Finance England or the Money Support Unit at Bangor University for further details as soon as you have decided to apply to University.
Students with children or adult dependents
Additional Financial Support – Special Support Loan Element
The Special Support Loan Element is available for students who may be eligible to receive means-tested benefits such as Job Seeker Allowance / Income Support / Universal Credit and Housing Benefit. These students include those who:
- lone parents
- have dependent children and their partner is also a full-time student
- are eligible for certain specified disability benefits
Special Support Loan Element and Maintenance Loan Entitlement Table
Taxable Household Income |
Special Support Loan Element- Elsewhere |
Maintenance Loan- Elsewhere |
Total Loan entitlement - Elsewhere |
£25,000 or under |
£3,783 |
£6,411 |
£10,194 |
£30,000 |
£2,792 |
£6,411 |
£9,203 |
£35,000 |
£1,801 |
£6,411 |
£8,212 |
£40,000 |
£809 |
£6,411 |
£7,220 |
£42,875 |
£239 |
£6,411 |
£6,650 |
£45,000 |
£0.00 |
£6,378 |
£6,378 |
£50,000 |
£0.00 |
£5,736 |
£5,736 |
£62,210 or above |
£0.00 |
£4,168 |
£4,168 |
The amount of Special Support Loan Element you will receive will be fully disregarded for means tested benefit purposes.
For more information on who is eligible for the Special Support Grant contact the www.gov.uk/apply-for-student-finance or the Money Support Unit
Childcare Grant
Full-time students with dependent children in registered and approved childcare can apply for a Childcare Grant.
- The amount of Childcare Grant payable will be based in 85% of actual childcare costs, subject to a maximum grant of £169.31 per week for one child and £290.27 per week for two or more children.
- You cannot get this grant if you or your spouse or partner receives the childcare element of the Working Tax Credit from HM Revenue and Customs.
- You can decide which one you want to have if you’re eligible for both.
- You can receive a Childcare Grant during term times and university holidays.
- The Department for Works and Pensions and Housing Benefit departments will disregard the amount Childcare Grant awarded when they work out your benefit entitlement.
- How much help you get will depend on your circumstances and household income
- This grant is usually paid in three instalments, one at the start of each term at the same time as your maintenance loan and other grants.
- Student Finance England will ask you to confirm your actual childcare costs EVERY term. IF YOU DO NOT PROVIDE THIS CONFIRMATION, YOU MAY NOT RECEIVE YOUR NEXT INSTALMENT.
Parents’ Learning Allowance
This non-repayable allowance awarded to help students with dependent children.
- The maximum amount of Parent Learning Allowance payable will be £1,716 and the minimum £50.00.
- How much you get depends on your taxable household income.
- The Department for Works and Pension and Housing Benefit departments will disregard the amount you have been awarded when they work out your benefit entitlement.
- This grant is usually paid in three instalments, one at the start of each term at the same time as your maintenance loan and other grants.
Adult Dependant Grant
This grant is awarded to students with adult dependant. If you have a partner that depends on you financially, you may be eligible for this non-repayable grant.
- The maximum amount of Adult Dependant Grant payable will be £3,007.
- How much you will get depends on your partner’s net income.
- This grant will be treated as income when applying for Housing and Council Tax Benefit or Welfare Benefit.
- This grant is usually paid in three instalments, one at the start of each term at the same time as your maintenance loan and other grants.
Useful Websites
Student Finance England
Money Support Unit
Welfare Benefits